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Spring 2012

Here's how new health care law benefits you

by County and City Employee staff on February 17, 2012

One of the better things that has happened in the last three years is the Patient Protection and Affordable Care Act, says AFSCME's Director of Collective Bargaining and Health Care Policy Steve Kreisberg.

Addressing Council 2 members at a workshop at the Legislative Weekend, he outlined improvements provided by the measure, some that have already taken place and others that will be phased in. Among them:

• Greater access to benefits.

• Elimination of lifetime and annual dollar limits on coverage.

• Elimination of more coverage gaps.

• No exclusions because of pre-existing conditions for children and adults.

• A provision that health insurance companies must spend 80 cents of every premium dollar on medical claims for groups less than 50 and 85 cents of every premium dollar on medical claims in larger group plans. Should they spend less, the difference must be refunded to those who pay the insurance premiums.